Loreto Bay Golf Course

As Rated by the Southern California Golf Association

                                    Gentlemen's Ratings:

                                                                       Yardage  Rating  Slope

                                                      Black Tees - 6811      72.7     134

                                                      Gold Tees  - 6337      70.2     129

                                                      Blue Tees   - 5889      68.2     124

                                                      White Tees - 5422      66.0     116

                                                      Red Tees    - 4750      63.5     109

                                           Ladies' Ratings:

                                                                       Yardage  Rating  Slope

                                                      Black Tees - 6811      72.7     134

                                                      Gold Tees  - 6337      70.2     129

                                                      Blue Tees   - 5889      68.2     124

                                                      White Tees - 5422      66.0     116

                                                      Red Tees    - 4750      63.5     109